Section 3.1

Fundamentals of Market Investing by Adam J. McKee

Why Be Worried

Americans are feeling increasingly pessimistic (or should I say realistic?) about their ability to retire well.  Nearly half of workers say they doubt their ability to afford a comfortable retirement, according to an Employee Benefit Research Institute survey of 1,003 workers age 25 and older and 251 retirees.  A sobering 28% of employees say they feel “not at all confident” about their retirement prospects, the highest level ever recorded by the 23-year-old annual survey.  Forsaken by our government, paralyzed by fear, depressed by insurmountable odds, Americans are making many bad financial mistakes.  There is a lot to be fearful about, but knowledge is power and action can set you free.

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