Renting Housing in the Philippines as an Expat (2023)

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The Philippines is a beautiful country with a lot to offer cost-conscious expats. The cost of living is relatively low, the people are friendly, and the weather is warm and sunny all year round. If you’re thinking about moving to the Philippines, you’ll need to find a place to live. A few different options are available to expats, including renting a house, apartment, or condo.

Renting a House

Renting a house in the Philippines is a great option for expats who want a lot of space and privacy. Houses are typically larger than apartments or condos and often have yards or gardens. Renting a house can be a bit more expensive than renting an apartment or condo, but it’s worth it if you need the extra space.

Renting an Apartment

Renting an apartment in the Philippines is a good option for expats who want something more affordable than a house. Apartments are typically smaller than houses but are still spacious enough for most people. Apartments also tend to be located in more convenient areas, such as near schools, hospitals, and shopping malls.

Renting a Condo

Renting a condo in the Philippines is a good option for expats who want the convenience of apartment living with the added benefits of a condominium complex. Condos typically have amenities such as swimming pools, gyms, and security guards, which can be a big plus for expats. Condos can be more expensive than apartments, but they’re worth it if you want the added convenience and security. Of course, you will only find this option in urban areas.

How It Works

No matter what type of property you choose, there are a few things you need to keep in mind when renting in the Philippines. The cost of renting in the Philippines is significantly lower than in the United States. For example, a one-bedroom apartment in Manila can cost as little as $300 per month, while a similar apartment in New York City would cost upwards of $2,000 per month.

It is customary for landlords in the Philippines to require a security deposit of one to two months’ rent. This deposit is typically returned to the tenant at the end of the lease term as long as the tenant has paid all rent and has not damaged the property.

Lease terms in the Philippines are typically for one year. However, some landlords may require a longer lease, and this is something you should consider carefully before signing on the dotted line.

Additionally, be aware that utilities in the Philippines are not typically included in the rent. This means tenants are responsible for paying for their electricity, water, and gas.

If you have a pet, it’s important to ask the landlord about their pet policy before signing a lease agreement. Many landlords in the Philippines do not allow pets, so it’s crucial to clarify this upfront.

One important thing to note is that the national language of the Philippines is Tagalog, but there are tons of local dialects, depending on where you are in the country. If you do not speak Tagalog or the local dialect, it can be difficult to communicate with landlords who may not speak English. This is something to keep in mind when looking for rental properties.

Renting in the Philippines can also be a culture shock for expats, especially if you’re coming from a Western country. The Philippines has a different culture, food, weather, traffic, and people, so it can take some time to adjust. Be prepared for some cultural differences and be respectful of the local customs.
In terms of finding a rental property, it’s essential to do your research and figure out what you’re looking for before starting your search. You should consider your budget, the size of your family, and the amenities that are important to you.

Metro Manila

When it comes to renting in Metro Manila, location is key. Consider your commute to work or school, as well as the amenities and activities that are available in the area. The size of the property will depend on your needs and budget, with larger condos or apartments required for bigger families. Consider the amenities that are important to you, such as a pool, gym, or security guards. It’s essential to set a budget before you start looking at properties, as the price of rent varies depending on the location, size of the property, and amenities included. Here are some estimated prices:

      • 1-bedroom condo: Php 20,000-30,000 per month
      • 2-bedroom condo: Php 30,000-40,000 per month
      • 3-bedroom condo: Php 40,000-50,000 per month
      • 1-bedroom apartment: Php 10,000-20,000 per month
      • 2-bedroom apartment: Php 20,000-30,000 per month
      • 3-bedroom apartment: Php 30,000-40,000 per month

Outside of Metro Manila

If you’re looking to rent outside of Metro Manila, prices will be lower. For instance, a 1-bedroom apartment in a smaller city or town will cost you around Php 5,000-10,000 per month, while a 3-bedroom apartment can go up to Php 15,000-20,000 per month. However, it’s important to keep in mind that these prices are just estimates and may vary depending on the location, size, and amenities included.  I’m sure you can find things even cheaper of you get way, way out into the provinces.

Summary of Ballpark Prices

Fellow travelers, it’s crucial to note that the estimated prices mentioned above are just that – estimations. The cost of renting housing in the Philippines is subject to change depending on a variety of factors, such as location, size, and amenities of the property, as well as supply and demand in the local housing market. And as with any market, the economic climate plays a role too – prices can change from year to year or even from month to month. With all these variables, it’s wise to conduct thorough research on prices in your desired area and compare them to similar properties to get a better idea of what you should expect to pay. So, take heed of these warnings, fellow wanderers, and keep them in mind while house hunting.

Metro Manila

      • 1-bedroom apartment: Php 20,000-30,000 per month ($360-$540)
      • 2-bedroom apartment: Php 30,000-40,000 per month ($540-$720)
      • 3-bedroom apartment: Php 40,000-50,000 per month ($720-$900)
      • Single-detached house: Php 30,000-40,000 per month ($540-$720)
      • Townhouse: Php 25,000-35,000 per month ($450-$630)

Outside of Metro Manila

      • 1-bedroom apartment: Php 10,000-20,000 per month ($180-$360)
      • 2-bedroom apartment: Php 20,000-30,000 per month ($360-$540)
      • 3-bedroom apartment: Php 30,000-40,000 per month ($540-$720)
      • Single-detached house: Php 20,000-30,000 per month ($360-$540)
      • Townhouse: Php 15,000-25,000 per month ($270-$450)

To sum it all up, my fellow travelers, renting housing in the Philippines as an expat can be a fantastic option, but only if you take the necessary steps to find the perfect property for your needs and budget. Don’t forget to conduct extensive research, compare prices, and read the lease agreement carefully to avoid any unpleasant surprises. And once you’ve found your ideal home, be a responsible tenant by paying your rent on time, keeping the property in good condition, and respecting your neighbors. Remember, a little preparation can go a long way toward making your expat experience in the Philippines a comfortable and enjoyable one.


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